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Be civil and nice.
Try not to excessively repost, as a rule of thumb, wait at least 2 months to do it if you have to.

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submitted 1 year ago by [email protected] to c/[email protected]

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[–] [email protected] 0 points 1 year ago

Unless your spending outweighs your earnings (in that case not even credit cards will help you), there is no reason to use credit.