Showerthoughts

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A "Showerthought" is a simple term used to describe the thoughts that pop into your head while you're doing everyday things like taking a shower, driving, or just daydreaming. The most popular seem to be lighthearted, clever little truths, hidden in daily life.

Here are some examples to inspire your own showerthoughts: 1

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Interesting how artists don't make enough money from their creations, so our solution is to make certain information illegal to share, rather than give them a universal basic income. (lemm.ee)

submitted 1 year ago by [email protected] to c/[email protected]

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[–] [email protected] -1 points 1 year ago (2 children)

Let's say you're a scummy piece of shit landlord. It's a bit redundant I know but just bear with me.

You're a scummy piece of shit landlord (SPOSL) and you know for a fact that every single one of your tenants suddenly can afford 2000 extra dollars per month. You're probably not going to get away with taking all of that, but you're a SPOSL, you're definitely going to try to get some.

You also know that housing is being treated as a commodity so your tenants don't have anywhere else to go, and that because all landlords are SPOSLs, you know they'll all be doing the same thing.

Suddenly rent goes up across the board. They only people safe are the people in fixed rate mortgages.

But they're only safe from that one particular kind of price gouging.

Unless you're on a very fixed contact, everything you pay monthly for suddenly got more expensive over night. Your Internet will be going up, your phone bill will be going up, maybe not immediately, but when you renew.

Any common household item built down to a price, basically anything that can shrinkflate, when everyone has more money, will inflate instead. Because they know that consumers have more to spend, and won't look at the price as closely as they used to.

Basically everyone, simultaneously, moves up on the doesn't spendability side. And so prices move to adjust accordingly.

UBI works in small scale experiments because small scale experiments don't have this effect. No one knows who's getting more money and the market can't adjust. But the market will adjust where it can.

I know it sounds nice, but it's not the golden ticket it's being made out to be.

Address healthcare, address housing, do it all independently of UBI so that hopefully it never becomes required.

To be clear I have absolutely no problem with guaranteeing basic needs are met, I think that's a great idea. UBI does not do that.

[–] [email protected] 5 points 1 year ago* (last edited 1 year ago) (1 children)

Another issue is that housing is perceived as an investment. There would have to be some policies to be put in place to avoid abuse for sure.

For example, have a public registry that lists the rental price history of each apartment.
Have a tenant board managed by the government, that handles disputes between the landlords and tenants.
Maximum raise allowed per year, indexed to the inflation, with some exemption if there is a major renovation that was done (with proper documentation)
If the landlord isn't fixing a major issue within reasonable time, the rent can be deposited into a bank account controlled by the tenant board and held until the repairs are considered as acceptable by the board.
Have the government provide monetary incentives to build more low-income apartments, and mandate that xx% of new construction is dedicated to those per year l, depending on the availability.

[–] [email protected] 3 points 1 year ago (1 children)

How about this as an alternative. Housing is guaranteed. Full stop. The only way to really do that is to build an assload government housing, and anyone who wants to live there, can. No questions asked. In fact it's assumed everyone will want the free apartment. One per family. Might be a lot of excess apartments going unused but I don't see that as a problem.

Food, also guaranteed. And not just cheese but meals full of good nutrients. You want it, just show up and collect it. Is it good, no maybe not. But it's available and no one is going hungry.

Healthcare, universally covered. No one is going in to debt to get their basic healthcare needs met. Cosmetics aren't but basic healthcare needs are.

No need for cash, because it's all taken care of. It's not going to be enough for most, no. But it's not like work won't still be available to anyone that wants it. Hell, wages probably go up as people who don't want to work no longer have to.

[–] [email protected] 0 points 1 year ago

Cosmetics aren’t but basic healthcare needs are.

Eh... with how it is now.. people would just start claiming that the birth mark on their face makes them want to kill themselves and now magically it's a medically needed surgery for mental stability. It's the same logic used for gender affirming care in many places. You can't limit by no "cosmetic" surgeries.

[–] [email protected] 2 points 1 year ago

Everyone doesn’t have more spending power under UBI; some people would be paying more in taxes than they’re getting back from the pool.

But yeah, if you give everyone in a certain group more money to spend, that’s more demand and hence higher prices assuming fixed supply.

So really, to avoid that issue with housing, you’d need to reduce friction to increasing supply. Maybe that means letting people build higher density housing without having to wait for the government to re-zone from low to high density. Or removing the minimum size on apartments, whatever.

Point is your market will adapt to the newly-super-profitable endeavor of landlording, by providing more housing.

Because as long as there’s any vacant housing, landlords are not free to price fix however they see fit. I mean they could if they were all in cahoots, but they’re not. They’re in competition.