this post was submitted on 23 Oct 2023
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[–] [email protected] 12 points 1 year ago* (last edited 1 year ago) (1 children)

Are we from the same country? Debt is something I don't understand unless for a home or a car. If I have money to buy a tv, I pay in advance, or I wait until I have the money. I am not judging different points of view, just this is how I was raised

[–] [email protected] 7 points 1 year ago (1 children)

If you have $500 for a few TV, and you want a positive credit score, buy the TV with a credit card. Then, before the interest kicks in, pay off the credit card.

Rinse and repeat.

It's a stupid fucking game, tho.

[–] [email protected] 4 points 1 year ago

I live in a place where I don't need credit score, luckily...