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For Firefox users, there is media bias / propaganda / fact check plugin.
https://addons.mozilla.org/en-US/firefox/addon/media-bias-fact-check/
- Consider including the article’s mediabiasfactcheck.com/ link
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I guess the rationale is that you give precedence to the people paying for the healthcare (middleclass workers) to get them back to contributing to workforce (and earning those tax euros) as soon as possible. Also the decision is done by the companies (trying to keep their employees in working condition, also a big perk when employees are comparing different employers) and not the government so you can't just decide to move the money like you just described.
Companies are by law required to offer health care. So when you're working, you can choose which to use. Often work place healthcare is for those more urgent, yet smaller things. If you get cancer, you go to the public system or pay for private care.
But everyone here can get free care, which is the key take. You can just get some things faster via the workplace, or you can also pay to get a team of specialists or whatnot.