this post was submitted on 16 Aug 2023
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Canada
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This is the best summary I could come up with:
Currently, standard insurance policies generally do not cover storm surge and overland flooding because it is considered too high risk.
Stewart said the collaboration with the federal government began 2½ years ago when the public safety minister called for a task force to look into how flood responses could be improved.
In an email to CBC News on Tuesday, the Department of Public Safety said flood-related damages to residential properties will no longer be eligible for federal cost sharing under the disaster financial assistance arrangements once flood insurance is considered available and affordable to Canadians.
"The decision on whether to continue to deliver disaster financial assistance for insurable flood damages within their respective jurisdictions will lie with the provinces and territories," the department said.
It said its task force estimated the average cost of residential flooding in Canada is $2.9 billion annually.
It said the 2023 budget provides funding over three years to Public Safety Canada to develop the new approach to help Canadians access affordable insurance.
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