this post was submitted on 07 Aug 2023
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Can't you just use the bank website instead of an app?
No. All of the fucking banks make their own shitty app for 2FA, no way around it, at least in Europe. They are buggy, bad UX and less secure than simple TOTP but have their own dev departments to employ. I hate them with a passion.
Thats unfortunate ☹️ both of my banks provide a PWA, one provided a hardware 2FA device once I went in and told them my device is rooted
This is what we do in my house. Pretty easy.
The website unfortunately doesn't offer the same user experience as the app, some functions are more "hidden" or behind more dialogue compared to the app
some banks only have apps
Yikes. I'd change banks
What bank do you use that doesn't have a website?
I have a de-googled LineageOS (absolutely no google packages or play services installed) with microg and Aurora Store. I use N26 and it works fine.
Aurora still works, but the anonymous accounts are all broken. They get throttled because of too many requests on the accounts which need to be manually generated.
I believe it works fine if you log in.
Does Aurora still work? Last time I tried to degoogle completely, no store alternatives worked, Google seems to have their thumbs on them very effectively.
I've been using Aurora on CalyxOS with no issues.
Up for GrapheneOS! It's weird that to have a degoogled phone you need to buy Google's ones but so far is the smoothest ungoogled experience I had (I tried LineageOS without GApps, LineageOS with microG and /e/ OS in case you were wondering) Also, since google services are installed in a sandbox you could even have a profile where you have them and all apps that require Google Play separated from the profile you normally use which is pretty cool (even if I'm using them sandboxed just with the permissions I need on my primary profile atm)
can confirm! grapheneos is great, ive had no problems w it
I know the feeling. I tried using a de-googled LineageOS for a while, but it just wasn’t viable because today’s world simply isn’t compatible with this lifestyle any more. I wish this technology had existed back in 2010, because I would have been completely free of Google. Living without all the fancy apps and stuff would have been fine, but living without money… that’s where I draw the line.
Have you tried using the aurora store?
i gotta say this: dont bank on your phone. downvote me all you want but i dont think its secure. its almost just as easy to do it in a computer
Your phone is probably the most secure device you own, provided you don't download shit like TikTok.
true, *unless you are running a proprietry os, so, most normie phones.
I disagree. Most phones can only run proprietary operating systems and the modem runs its own proprietary operating system, which very likely has access to system memory. Your phone carrier tracks you everywhere you go and can listen to your phone calls.
Not saying I disagree, would love to here some more thought on why though? Especially if your device has biometrics like fingerprint/touchid?
i may just be an old fart, but i dont believe biometrics are secure for most applications. normie phones are sadly easier to break into, physically or with malware, especially if the operating system is not foss. if you are also using your phone as 2fa for the bank, then thats as good as nothing: 2fa device should be different to the login device, for sensitive logins. most banks have their own goofy ahh proprietry 2fa app, not a usual totp. i just dont get why some people are so adamant on banking on a phone. its only marginally more convenient; we all used to manage without phones. a lot of banks also enforce stupid password like exactly 8 characters long. i think any app that doesnt work on a rooted/ungoogled phone is immediately sus.
why exactly is it mandatory ?
I was pretty happy with my lineage-os install that had the play store as the only google service. F-droid for other apps, nextcloud for cloud+calendar. But you need an unlockable phone and a bank that allows unlocked phones for their app.
If its only cuz of the unlocked bootloader have a look at DivestOS, Graphene or Calyx
Edit: i use my ING Banking App on my Pixel 6 with graphene and before on my OP6 with Divest
Yeah my next phone will probably be a pixel specifically so I can load it with GrapheneOS.
iOS.