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CC can take a good percentage on orders, as much as 6% I've heard 8% on super high premium cards like Amex, don't know if it's true
Debit card is usually the best way for small businesses.
If your CC has a 1-2% cashback incentive, it's not because Visa or MC really likes you. The money comes has to come from somewhere.
Some local businesses around me just stopped accepting CC altogether
Interesting. Businesses by me increasingly only accept cards, no cash.
I like this take. Payment processors provide a service to both customers and businesses and should get paid, but, the MBA crowd never stops short of anything they COULD get, so they gamify consumers (rewards) and threaten business (nice revenue stream, would be shame if anything happened to it). As a layman l, that’s how I see it. Someone in biz can probably give better detail.