this post was submitted on 11 Apr 2025
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It is very typical to have layers of benefits where they are applied in a certain order. One is exhausted then the next one kicks in. Everything else works this way including other public benefits.
Do you see any indication that there is a planned fix for this? I do not. But please show me because if it was planned I would at least have hope.
And my idea of opting out (if that is even permitted by my employer's plan) would not work because if it was available but you declined, you're also not qualified. So my employer would have to stop dental benefits for everyone. Which would of course negatively impact the high-earners who don't qualify. So it'll never happen. The poorest people in my company will have to suffer.
Maybe I can get them to lay me off without pay for a month so I can get all my outstanding dental work done.