this post was submitted on 23 Feb 2025
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Isn't it actually better to owe rather than have a refund? Because if they owe you, then that means they over-withheld from you paychecks throughout the year and its essentially the government borrowing money from you without any interest.
They do give you interest, but it's not as good as you can get from investing it elsewhere. And if you owe student loans, they can yoink your return before you were otherwise going to pay the debt.