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The scam is exactly about feinting a "good reason". So it is still a good idea to establish a code phrase for such situation, even if you don't normally use the phone.
its the mannerism that matters on the phone.
the other part is for a scammer to create a model using broken english/asian language, which on its own, is a huge hurdle.
yeah the idea that you could fool people about something important with AI voices is fucking wild to me, do people talk like news hosts on the phone? Or do they just regularly send over $5000 when their kid asks them?
the one scenario i get is a fake hostage situation, in that case yeah you don't exactly have the time or desire to go "hey mom can you prove that you're being held hostage?"
personally i dont even know if my mom even knows how to remotely wire money digitally, or even understand what a gift card is. if shes ever given me money, it was always in person. it makes me a terrible candidate, at least if youre trying to scam my parents.