Selfhosted
A place to share alternatives to popular online services that can be self-hosted without giving up privacy or locking you into a service you don't control.
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Hmm, not sure if it's lesser known, but Actual Budget is pretty neat. I pay for SimpleFIN to get transactions and whatnot, and it has been awesome to keep track of my finances.
I bounced off of Actual when I realized how clunky its goal templating is. I want to be able to have all my categories fill in a single click but the goal templates are hidden behind an experimental feature.
Yeah, it's not perfect, but it works well enough to get what I wanted: see unexpected expenses from my vast array of credit cards. I've caught fraudulent transactions my bank didn't, so that's nice.
I don't actually do strict budgeting with it, I mostly just want to see generally where our money is being spent, and I prefer to keep those transactions as private as possible (well, outside of my banks selling my transaction data to data brokers, that is...).
Ah. Yeah I'm trying to find an alternative to YNAB since they keep upping their annual fees but the service works so well for me that the price is probably worth it anyway.
Yup, probably.
But hey, there are free options (Actual and Firefly), so there's no harm in trying them out. If you can replicate your setup in YNAB, you might just save yourself some money. But definitely don't ditch it until you've gotten everything set up first.
Did you try Firefly as well? Why AB? Thanks for the recommendation and SimpleFIN looks great.
Nope. I found AB and saw that they had experimental support for SimpleFIN, which supports financial institutions in my country (USA), and it was cheaper than my old, non-selfhosted solution (Tiller). SimpleFIN provides a pretty simple API, so there's no reason Firefly couldn't support it as well (and there's an issue for it).
I also really hate PHP, so the fact that Actual Budget is written in node.js is a plus.