this post was submitted on 03 Nov 2024
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A huge reason that I took the job I have now is because they let me start my health insurance plan asap. It was supposed to be after 3 months but I just asked nice and they didn't hesitate to agree even without my whole spcheil. I have a wife and a son, at the time my wife was still going through some post pregnancy health issues and my son was going through some stuff that required regular visits. I turned down some cushy jobs solely because they wanted me to wait 3-6 months to be insured, which I get from a business perspective, but what the actual fuck? It took me a while to switch jobs for that reason alone. I guess it's a good indicator of a company that has common sense/common decency.
I've had jobs where you have to wait for 401k but Healthcare has always been covered on day 1.
Last several I've jobs had it kick in on the first business day of the next month, and end on the first business day of the month after leaving, so i think it was more of a "this is how our provider has us add and remove people" thing.
Wait is that normal? The last 3 jobs I've had had a waiting period of at least a month.
Has been been for me.
Why the waiting time? What's the risk on their part if they insure you immediately?
I always assumed it had to with whatever cost comes with adding someone to the insurance plan + the cost they're paying. They want to make sure the person is going to stick around. But to me that just seems like the cost of doing business.