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This is a common tactic the rich use all the time. They even hire people to contest valid charges because it often works. They are literally why we can't have nice things. "So much winning" but they have to cheat and lie about everything.
It's disproportionately the rich who refund uber eats meals that were perfectly fine and shit like that.
It happens on business all the time as well. Huge company hires small company to outsource whatever, with the promise of more work if this project goes well, then they end up being a nightmare to work for, with impossible deadlines and constantly changing requirements.
Small company ends up underwater on the project and the guy that outsourced it gets a promotion for getting it done under budget.
I have no idea why companies ever accepted net 30, let alone to the extent that it has become a sort of standard. I'd have the business owner as the guarantor at a minimum. Better yet, if they're good for the payment, they can get a bank loan.
Relevant Simpsons scene