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'Global Oligarchy' Reigns as Top 1% Controls More Wealth Than Bottom 95% of Humanity
(www.commondreams.org)
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Average wage in the US is a lot more than 45k. Sorry to hear about your financial situation, we don't even try to make the economy work for most people.
"The national average salary in the U.S. in Q4 of 2023 was $59,384"