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this post was submitted on 13 Sep 2024
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A Boring Dystopia
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We're going to be retiring soon, some of the older millennials, and they're still going to be telling us to have more kids lol.
As a Class of 2000, aka OG Millennial, wtf are you talking about?
We're in our early 40s.
That’s what I’m saying! Too old. Did you know the medical term for a pregnancy after 35 is geriatric pregnancy? Ya bro, we’re getting committed to the old folks home soon here, you and I.
Old folks home playing nothing but My Chemical Romance and Dr Dre + Eminem
And some of us are getting ready to leave the work force, that was my only point.
Wtf "some of us?" You and Zuckerberg from what you're suggesting.
Americans who got lucky in life have a bad habit of shrugging off the majority that didn't as somehow irresponsible and not worth considering.
My cousin does this. Looks at you like you're speaking a foreign language when you say you can't afford something that would make your life easier like replacing a malfunctioning appliance right now.
Privilege is a bubble of willful ignorance akin to the Republican bubble.
Unless you're talking about FIRE, no: the oldest millennials are in their early 40s and have two decades to go before traditional retirement age.
I think early 40s is a fine time to retire, if you don't have to support your children and you're in a dual income situation.
If you’re that 1% super elite CS student, then sure you can retire at forty. The rest can’t even if they are child free.
That'd probably only work if you met your SO immediately when you began working, and you both had the same money plan.
Otherwise it's probably not enough saved money to support 2 people, only 1 (edit until the later 40s)
My wife and I make similar money and created a 20 year plan 20 years ago, we won't be rich, we just won't have to work. Think living off $4k a month for two people for life.
If you do it over 20 years absolutely it can be done.
But to do that and retire in your early 40's (40-43.33) as you suggest means people will need to likely meet in highschool or early college and work on it right away once they start earning income.
Unless people happen to create a similar plan 20 years prior and are able to find each other many years into their plans. It is possible, but it's harder.
edit: changed the perspective to people, not specifically you.