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Custom ROMs have had just about enough of being Android's second-class citizens
(www.androidauthority.com)
This is a most excellent place for technology news and articles.
There's no need to carry your cards if you already have your phone.
Also, unlike your wallet, if you lose it you can track it.
Do you not carry cash? My cards go with my cash, which I would carry anyway even if I could pay by phone just in case I'm out and lose one.
No I don't. It's all contactless here.