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I’m pro-choice, but I think this is a bit silly. For example you could say that having car insurance cover accidents but not intentional damage is the same as covering intentional damage because the only sensible way to determine it is to ask the driver.
Is it as hard to prove someone intentionally damaged there car as it is to prove someone wasn't raped? If so, then yes, insurance companies are covering for intentional damage.
A better fit for your example if is the rules change so that insurance companies only paid out if the other driver intentionally rammed into you. If it was an accident all around they don't pay out. How would you enforce such a rule? You couldn't.
How do you prove sex is consensual when you can't even demonstrate which sex act caused the pregnancy?
Requiring a police report of rape would get you over halfway there. And I hate having this conversation because I completely disagree with the idea, but acting like it’s impossible to implement doesn’t help anyone. We should argue against it because it’s a bad idea, not because the enforcement would be tricky.
The filing a report becomes paper work to get an abortion.
Edit: Also, I don't know if requiring a police report counts as sensible. There are legitimate reasons a woman my not want to file a police report: they don't want to make trouble with the rapist (boss, parent etc), they were raped by a cop.
You think they wouldn’t waste a bunch of time looking into it, when it gives them an opportunity to oppress the bodily autonomy of women? C’mon. This is the police we’re talking about.
Unless they think it’s real, then they won’t bother.
Are you suggesting there is some kind of physical way to determine whether or not intercourse was consensual?
Allow me to introduce to you Consensual Non-Consent.
No, I’m saying that if a woman gets pregnant from consensual sexual intercourse with someone and claims that it was rape, it puts her and her partner at risk. This isn’t that difficult.