AssholeDesign

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This is a community for designs specifically crafted to make the experience worse for the user. This can be due to greed, apathy, laziness or just downright scumbaggery.

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Fun fact: If you use your bank to threaten adobe, they will waive the cancellation fee (imgur.com)

submitted 5 months ago by [email protected] to c/[email protected]

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Not mine but this is actually what I did too.

I said I plan to charge back on my credit card. They threatened that if I did that, they can't promise my account wouldnt be flagged.

I said "bet" and they removed the cancellation fee and cancelled the service.

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[–] [email protected] 52 points 5 months ago (2 children)

Well yeah, there isn't a company in the world that likes charge backs. Just be aware that by doing it you're cutting off any possibility of doing business with that company in the future.

Your bank isn't a fan of them either. So if you go on a charge back spree they'll notice and could stop issuing them for you.

[–] [email protected] 21 points 5 months ago* (last edited 5 months ago) (1 children)

They may cancel your credit card or refuse to open new ones for you, but they can't refuse to charge back transactions you dispute.

[–] [email protected] 8 points 5 months ago (1 children)

Half true. They will refuse charge backs if you keep doing them. I've seen them be refused on customer orders before.

[–] [email protected] 4 points 5 months ago (2 children)

How can that comply with federal law that customers are not liable for fraudulent purchases on credit cards?

[–] [email protected] 19 points 5 months ago

I would imagine that it's exactly because of the word you used. Fraud.

If someone is going on a chargback spree it's going to look fraudulent from the customers end. So their would likely need to be some kind of evidence or back and forth with the credit card company. Since they are now the middle man taking money from companies and putting it back in a lowly plebs pocket.

[–] [email protected] 3 points 5 months ago

No idea, man. I'm just providing my experience with it from when I saw it happen all the time at work.

[–] [email protected] 3 points 5 months ago (1 children)

Your bank isn't a fan of them either

Fortunately there's THOUSANDS of banks and Credit unions.

[–] [email protected] 6 points 5 months ago (2 children)

... And most of them share a black book.

[–] [email protected] 2 points 5 months ago (1 children)

Sounds like a job for antitrust law.

[–] [email protected] 0 points 5 months ago

Banks make the world go round. I doubt stopping them from communicating will happen. I like the thought though.

[+] [email protected] -25 points 5 months ago* (last edited 5 months ago) (2 children)

Man you are really sucking the financial industry dick

You get a kickback for defending big banks?

[–] Peruvian_Skies 31 points 5 months ago* (last edited 5 months ago) (1 children)

Don't shoot the messenger. They're telling you how it works (and they're right btw), that doesn't mean they like it, much less that it's their fault.

[–] [email protected] 10 points 5 months ago* (last edited 5 months ago)

Thank you.

[–] [email protected] 18 points 5 months ago* (last edited 5 months ago)

Am I, how? By being poor af and having experience dealing with banks personally and professionally?

Edit. I'm just letting you know how the shit works. You not liking it doesn't mean anything. The banks don't gaf about your inexperience.