this post was submitted on 21 May 2024
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InsanePeopleFacebook

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[–] [email protected] 3 points 8 months ago (1 children)

Just wondering, what kind of debts would qualify as being invalid in your eyes? I can't really imagine it, but I've only ever dealt with credit debt and lines of credit. I don't see myself sending mail to my bank saying the line of credit they gave me is invalid lol

[–] [email protected] 5 points 8 months ago (1 children)

It was over some bullshit fees that Viasat (terrible ISP) charged my account after I cancelled, they sent it to collections. It wasn't even over cancelling the contract, I paid the early termination fees. It was for not returning part of the dish they installed on the roof, that they didn't tell me I had to return until months after I moved and no longer had access to the property. But around that time I happened to have read about writing letters to remove bad marks from your credit history, so I gave it a whirl. I had an AI write the letter and then sent it certified mail to the collections company.

[–] [email protected] 5 points 8 months ago

That's certainly useful and I'll keep that in my back pocket! Thanks a lot.