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It seems like you have an interesting definition of liberty. Liberty (to me) is freedom from authority. Libertarians core value is not having government force individuals to do anything. If people want to opt into a universal healthcare private system they are free to do so (kind of like insurance). A big motivation for this is lack of trust in government to handle the job well. Libertarians see government as inherently prone to corruption and thus want to limit their power as much as possible. The extent to which a given libertarian wants to limit government varies. By appointing government authorities to the system the cost of everything rises as in addition to health care you also have to pay the government workers who oversee the system and it's not very efficient. Not to mention politicians get to decide how much money goes to these programs etc etc. do you really want politicians involved in your health? With all the inefficiency and corruption in politics why do you trust them to handle your health?
I prefer voluntary interaction to using force or violence. Personally I believe we're obligated to help each other and our community and would voluntarily be a collectivist - I'm just not willing to force everyone else to.
We still need to modify liability and IP law to disincentivize megacorps and not use violence to benefit the wealthy.
I absolutely agree. Let people voluntarily help each other and fund social programs. I think people want to help the poor and I think charities are much more equip for the job then politicians.