this post was submitted on 01 Apr 2024
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Privacy
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Just look at the "monitor your driving for a discount" which th already do.
My insurance company offered $30/year discount if I used their OBDII monitor. Are you effing kidding me? Thirty freakin dollars? I'd need to see a 50% discount before I even considered it.
What always rubbed me the wrong way about those is that they don't see what I'm seeing. Yes, I slam my brakes sometimes, but it's not because I'm driving dangerously. Sometimes animal come out of the blue, and what telemetry might show as dangerous driving could just as easily be me saving them money.
That's why they don't ding you unless you do it often. If you have to do it often, you're driving too fast.