I hope you're right that it does phase out. Here is evidence that having cyber insurance makes you more of a target.
DS: Do your operators target organizations that have cyber insurance?
UNK: Yes, this is one of the tastiest morsels. Especially to hack the insurers first—to get their customer base and work in a targeted way from there. And after you go through the list, then hit the insurer themselves.
I'm 2+1 and tested positive for COVID last week. Immunity wanes.