What do you currently do for work? Are you open to changing careers?
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Similar to what others have said you need to make some changes. Figure out how the game works. Get educated. Find a new job, get certs, go back to school, rehab your credit, find a cheaper place, make moves.
Consider a genuine reboot.
Switch neighborhoods. Towns. Regions. States. Countries. The point is, change things up, big-time.
Donβt half-ass it, either; turn a page. Make a 1-year and 5-year plan. Get a room, not an apartment. Structure a budget. Learn a trade. Work out.
You can try to check which expenses could be avoided, look for a better job, study to get a better one in your spare time, get a part time job, do some random tasks in Upwork, etc
You could also legally move to another country and work remotely, earning $1k USD/ month should suffice to have a decent lifestyle almost anywhere, although gentrification is becoming an issue in some places.
Coming back to the stress, you could talk to a therapist and see what could help that situation. Maybe some journaling and life planning could help you identify what's going on with your life and how you can deal with it.