Such a terrible piece.
Making a generalized statement and interviewing one college student who recently graduated.
While I wouldn't dismiss new grads in these discussions, as the inflated cost of tuition impacts them, it's the existing loan holders that have been making an effort to pay down debt and end up with a balance 2x+ higher due to interest that we need to address.
Distracting people with free money and more payment options is a ruse. If I have a lower payment, over time, it just allows the balance to grow even more.