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What is your current FICO/credit score? (lemmy.world)

submitted 7 months ago by [email protected] to c/[email protected]

61 comments fedilink hide all child comments

Mine is 667. I have never used credit cards, and I don't have any debt. My partner, whose FICO score is 780, currently has about twice their annual salary in debt.

(page 2) 12 comments

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[–] [email protected] 1 points 7 months ago

fRozeN

[–] [email protected] 1 points 7 months ago

Haven't looked since I bought my house. But I own two pieces of property, have a high credit limit and consistent usage, and a positive net worth, so it's probably pretty good these days.

[–] [email protected] 1 points 7 months ago* (last edited 7 months ago)

I'm about 808 with my VantageScore. At most I use 14% of my credit utilization. On average I have about 7-10% credit utilization. I also have about 100k of available credit.

[–] [email protected] 1 points 7 months ago* (last edited 7 months ago)

775 Transunion

778 Equifax

I've got about 3x my salary in debt, but that includes a home. I keep my credit cards paid off every month and a large chunk of cash in my savings.

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