My rating got bumped up to 70%. So no more property taxes!

I waited nearly 20 years to start this process, and I'm mad at myself for having waited this long. All those times I was dead ass broke, thousands of dollars in credit card debt, stuck in jobs that I couldn't afford to quit because otherwise I'd have to take a worse paying job and wouldn't be able to afford food.

The monthly payments don't make my hands work better, or my knees not hurt, or help my breathe through my nose, or help with my PTSD, but goddammit, I am significantly less stressed about stuff since my first rating earlier this year.

Luckily I'm in a job I love, with fantastic benefits and hours. And I'm married to a wonderful lady who brings home the bacon. I've been out of debt for a while, but I was always stressed about falling back into it.

Not anymore.