this post was submitted on 16 Mar 2024
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I'm moving to Denmark as I've accepted a position there. I was wondering what bank is the best option with the following features:

  1. Mobile app in English
  2. Good insurance varieties (including life insurance)
  3. Good customer service

I heard AL bank is the best but it's only in Danish. Nordea I heard sucks at customer service, and danske bank and Jyske, I don't know. Please guide me.


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The original was posted on /r/denmark by /u/Shall-We-Dance at 2024-03-16 20:41:37+00:00.

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[–] [email protected] 1 points 7 months ago (2 children)

Fedko at 2024-03-16 21:00:36+00:00 ID: kv6v73c


Lunar bank

[–] [email protected] 1 points 7 months ago

iAmHidingHere at 2024-03-16 21:26:13+00:00 ID: kv6z6l3


They don't offer life insurance do they?

[–] [email protected] 1 points 7 months ago

tauzN at 2024-03-17 10:53:16+00:00 ID: kv9j62y


😂 good one

[–] [email protected] 1 points 7 months ago (2 children)

FreB0 at 2024-03-16 22:12:16+00:00 ID: kv7685t


People usually don't have insurance via their bank. Is there a particular reason you wish to have your insurance through the bank?

[–] [email protected] 1 points 7 months ago

Shall-We-Dance (OP) at 2024-03-16 22:14:51+00:00 ID: kv76lsm


No i just thought it's the norm. I'm non Eu living in Finland and my bank here, OP, has many interesting insurances and it's known for people choosing the insurance from it. So if it's not the same in Denmark, what bank do you suggest? I wish LA had an app in English. I think I should choose between Nordea, Jyske and Danske?

[–] [email protected] 1 points 7 months ago

hamdmamd at 2024-03-17 10:30:10+00:00 ID: kv9h7v8


But most banks co-operate with insurance companies. Danske bank works with tryg

[–] [email protected] 1 points 7 months ago (2 children)

MorbidSedation at 2024-03-16 22:59:58+00:00 ID: kv7d9cc


My AL bank app is in English, since my Android OS is set to English as main language.

[–] [email protected] 1 points 7 months ago (1 children)

Shall-We-Dance (OP) at 2024-03-16 23:20:51+00:00 ID: kv7gcl6


Do they have good loans like Danske?

[–] [email protected] 1 points 7 months ago

MorbidSedation at 2024-03-16 23:22:46+00:00 ID: kv7gn30


Wouldn't know, don't have any loans.

[–] [email protected] 1 points 7 months ago (1 children)

Moerkskog at 2024-03-17 11:42:54+00:00 ID: kv9nk6o


What's AL?

[–] [email protected] 1 points 7 months ago (1 children)

MorbidSedation at 2024-03-17 11:44:10+00:00 ID: kv9nojo


Arbejdernes Landsbank (AL Bank)

[–] [email protected] 1 points 7 months ago (1 children)

Moerkskog at 2024-03-17 11:44:38+00:00 ID: kv9nq35


Oh didn't know they have an interface in English

[–] [email protected] 1 points 7 months ago (1 children)

MorbidSedation at 2024-03-17 11:58:50+00:00 ID: kv9p4gu


Which was why I wrote my original reply to OP :) I'm a native Dane, but keep my OS set to English, and all of my options in the Al Bank app are in English.

[–] [email protected] 1 points 7 months ago (1 children)

Moerkskog at 2024-03-17 12:04:31+00:00 ID: kv9pp8h


How are them on fees? Danske are so abusive for a very basic service.

[–] [email protected] 1 points 7 months ago

MorbidSedation at 2024-03-17 12:36:23+00:00 ID: kv9t4zy


Look it up :) I think most, if not all, Danish banks are pretty abusive, so.

[–] [email protected] 1 points 7 months ago

squirrelsarethebest at 2024-03-16 23:24:12+00:00 ID: kv90diu


Banks in Denmark don’t offer life insurance, at least not what I know about.

[–] [email protected] 1 points 7 months ago (1 children)

The-red-Dane at 2024-03-17 06:56:55+00:00 ID: kv97hz1


Expat is such a funny term.

You're an immigrant, you're immigrating due to a job offer.

Also, as others have said, insurance isn't usually through banks. But dedicated insurance companies.

[–] [email protected] 1 points 7 months ago (1 children)

NicolajN at 2024-03-17 10:05:33+00:00 ID: kv9f7xf


What on earth are you talking about?!

An immigrant is someone who migrates to a new country permanently (DDO, Webster)

An expat relocates to a country temporarily for work

[–] [email protected] 1 points 7 months ago (1 children)

The-red-Dane at 2024-03-17 10:58:02+00:00 ID: kv9jkmj


the term expatriate describes someone who does not live in their own country.

British people just don't like being called migrants, so they invent another term that means the same thing. Lots of so called 'immigrants', and refugees want to eventually return home. But for some reason we don't call Ukrainians, Iraqis, etc 'expatriates'.

https://www.merriam-webster.com/dictionary/expatriate

Intransitive verb: to leave one's native country to live elsewhere

Noun: a person who lives in a foreign country.

[–] [email protected] 1 points 7 months ago (1 children)

NicolajN at 2024-03-17 11:39:27+00:00 ID: kv9n8m4


Yes, you copied nicely. But read the definition carefully. Expat does not need to leave their home country permanently, whereas that is a requirement for immigrants.

And with the British colonies, officers were offered to relocate to the crown colonies temporarily.

I was an expat in Hong Kong for 8 years and an expat in Australia for a year, but since I moved back home i didn't immigrate to those countries.

[–] [email protected] 1 points 7 months ago

The-red-Dane at 2024-03-17 11:51:21+00:00 ID: kv9odn6


In that case, then you cannot call someone an immigrant until after they have died, since you do not know if they might return to their native country.

No wherr under expat or expatriate does it say there must be an intent to return. IN FACT some of the examples used for expatriates in Merriam Webster are people who have left their home countries permanently.

You migrated to Hong Kong, and then you migrated to Australia, before returning home.

It really is funny how you people just do not want to have that label, even though it fits.

[–] [email protected] 1 points 7 months ago

Derek-Dick at 2024-03-16 23:24:12+00:00 ID: kv9d2e7


Danske Bank app is in English

Life insurance is usually part of the company pension scheme

https://danskebank.dk/en/personal/become-a-customer