This is the truth. I always have multiple bank accounts and multiple credit cards. This saved me recently because one of my banks (a fintech) recently announced they were pausing and were closing down accounts because the bank they are piggy backing on was no longer going to work with them. It was easy enough to move my direct deposits back to my main brick and mortar and I was already using another fintech bank as my auto bill pay so nothing changed there.
this post was submitted on 15 Mar 2024
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Living in vans, cars, RVs, etc
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I just ensure that I have enough cash on-hand for emergencies as all banks, without notice can just take all your funds at any point for literally any reason all at the same time and you have no choice.
Agreed. I normally have cash but I knew this check was coming in so I delayed taking a distribution from my retirement account. Bit me in the butt... :-(