this post was submitted on 04 Dec 2023
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Let’s say that you buy a home in cash and have 100% paid off. Could you still lose it somehow?

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[–] [email protected] 3 points 1 year ago (3 children)

I used to see stories in the legaladvice subreddit regularly about Housing Owner Associations putting legitimate liens on properties for not following the rules. Even when the rules were as ridiculous as "air-conditioning unit can't be visible from the street" or "only these specific plants can be grown and your lawn cannot exceed a few inches in height and must always be green" or "internal curtains must be pink or white".

For a culture that prides itself on its freedoms, the miniature authoritarian regimes that HOAs embody are a great example of the evidence not matching the story.

[–] [email protected] 4 points 1 year ago

america is a sick joke

[–] [email protected] 3 points 1 year ago

Amen.. never buy a house in a HOA if you plan to actually keep and payoff said house. Even if its a "good one", they can and do change. All it takes is a vote for your $50/mo HOA to become $1000+/mo because they want to build a golf course or do custom street signs and a pool or whatever.

[–] [email protected] 2 points 1 year ago* (last edited 1 year ago) (5 children)

HOAs started as a way to keep neighborhoods white only. Now it's a way for developers to have a super majority vote to keep giving themselves contracts and a way for control freaks to control their neighbors. They started as bad actors and now some are bad actors for other reasons.

Not all HOAs are terrible but there aren't a lot of actual accountability in-spite of some laws to stop corruption and there's not a ton of benefits for most except perhaps for condos.

For example, I wouldn't mind having an HOA that contracts rates for trash, lawn care, creates and maintains a park with some stuff for kids, maintains beautification of non-homeowner areas and maybe even has security patrols. You know, actual amenities to keep the neighborhood nice and convenient for the home owners. Not an HOA that makes sure that shampoo bottles in people's bathroom windows aren't visible, front doors have to match some aesthetic or have to approve decks and sheds for people's yards.

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[–] [email protected] 3 points 1 year ago (1 children)

Setting aside all the legal reason people have outlined its important to rmeber this is America.

If a rich enough person wants you dead they'll shoot you in the head on the front porch of your home in broad daylight in front of your neighbors and then the cops will say no crime happened and the news will say that person always lived there.

Rich people can and do act however they want without consequences and our entire judicial system is just set up as a smokescreen to point to to tell poor people that isn't the case.

[–] [email protected] 2 points 1 year ago* (last edited 1 year ago) (5 children)

Ahh, hexbear, never change.

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[–] [email protected] 2 points 1 year ago

You own nothing and you'll be happy

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