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Struggling consumers use buy now, pay later services for everyday necessities — even groceries
(finance.yahoo.com)
this post was submitted on 22 Feb 2024
109 points (95.8% liked)
A Boring Dystopia
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Idk, if your only objective with a car is to go from point A to B, a well maintained Toyota with less than 150 000 km can be found for under 10k (even under 5-6k is doable) pretty easily in Canada. And idk for the average person, but I don't really see the point of financing a 5-6k$ car, seeing people are going around paying 500$ per month for a car that's mid range at best. Plus with a used Toyota you get cheaper insurance and very likely better fuel economy
The point of financing a $5-6k car is that many people simply cannot scrounge up that amount of money to pay cash. Further, especially these days, it's hard as fuck to find a car that actually half functions for 5k.
True, I guess I'm speaking from the perspective of someone who genuinely loves cars.
An older Camry or something just wouldn't do it for me, but I'm lucky in that Australia used to make pretty reliable cars (modern post-'09 Falcons are unkillable, and get great mileage on the highway - 800-1000km per tank out of mine) and which also have plenty of power and comfort. Not the most technically advanced cars, but I actually can't stand the modern obsession with car tech anyway, and feel that '08-'13 era really offers all I need.