this post was submitted on 15 Feb 2024
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Microblog Memes

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The numbers will determine your fate (lemmy.world)
submitted 9 months ago by [email protected] to c/[email protected]
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[–] [email protected] 9 points 9 months ago* (last edited 9 months ago) (1 children)

The terms of a loan boil down to "we'll give you x, pay it back plus interest in y amount of time". How do you stretch something with a legally binding predetermined end out indefinitely without hurting your score or financial wellbeing?

[–] [email protected] 5 points 9 months ago (1 children)

Take out a personal loan for the balance?

[–] [email protected] 4 points 9 months ago

Isn't that just kind of burning money at that point, i.e. harming your financial wellbeing? Also, aren't personal loans seen as "bad" for credit score purposes? I had to take one out a few years back and my score dropped like 45 points within the week