this post was submitted on 23 Jan 2024
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[–] [email protected] 31 points 10 months ago* (last edited 10 months ago) (1 children)

Net worth includes all asset value. Pensions, investments, and property.

That seems about right to me. A lot will be tied up so liquid assets will be lower.

The 50% upwards middle class being $400,000 will mostly be the value of a house.

Very annoying they just specify "average". I'd expect this data to be based on the median values so it should just say.

[–] [email protected] 9 points 10 months ago (1 children)

Even with the value of your house and 401k, it's still very hard to believe. I just did a quick Google search and the 90th percentile in 2001 is 1.6 million, which seems more accurate.

[–] ryathal 7 points 10 months ago (1 children)

The top 10% includes all the people in the top .01% which skews the average higher. You might only need about 1.6 million to be in the top 10% but the average will be higher.

[–] [email protected] 1 points 10 months ago

Ah, that makes sense. Appreciate the explanation.