Work Reform

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A place to discuss positive changes that can make work more equitable, and to vent about current practices. We are NOT against work; we just want the fruits of our labor to be recognized better.

Our Philosophies:

All workers must be paid a living wage for their labor.
Income inequality is the main cause of lower living standards.
Workers must join together and fight back for what is rightfully theirs.
We must not be divided and conquered. Workers gain the most when they focus on unifying issues.

Our Goals

Higher wages for underpaid workers.
Better worker representation, including but not limited to unions.
Better and fewer working hours.
Stimulating a massive wave of worker organizing in the United States and beyond.
Organizing and supporting political causes and campaigns that put workers first.

founded 1 year ago

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Why Americans can't keep money in their pockets — even when they get a raise (www.cnbc.com)

submitted 9 months ago by [email protected] to c/[email protected]

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[–] [email protected] 31 points 9 months ago* (last edited 9 months ago)

They also don't really care about credit ratings.

Exactly. Credit scores are a scam and an incentive into having a credit card and overdrafting.

Instead, there are laws that restrict you from buying or mortgaging at a monthly cost higher than x% of your monthly income

It's called "level of indebtedness" or "financial burden" and it's typically 40% of net monthly income. So you cannot get a loan that would put your total monthly installments (counting all of your credits) above 40% of your income.