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What's the point of paying with a check? (kbin.social)

submitted 10 months ago by [email protected] to c/[email protected]

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isn't it like a debit card with extra steps? at a store I mean

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[–] [email protected] 16 points 10 months ago (1 children)

Checks predate debit cards and e-transfers by at least a millenia.

Debit cards replaced cheques in the 1990s in advanced countries. Less advanced countries like the US had to wait until the 2010s.

[–] [email protected] 3 points 10 months ago (1 children)

Checks were unpopular in the US well before the 2010s and everyone had debit cards well before that.

[–] [email protected] 2 points 10 months ago (1 children)

Cheques were unpopular and the US was overly reliant on credit cards.

US debit card usage in 2010 was at least 15 years behind Canada. We had tap and chip cards before you guys even accepted debit cards. E.g. San Francisco's and Seattle's transit systems didn't even accept them at all until 2017. Vancouver accepted them some 20 years earlier.

[–] [email protected] 3 points 10 months ago

Tap and chip didn't catch on until the 2010s for sure, but debit cards in general were everywhere in the US. They just had a barcode you swiped.