this post was submitted on 19 Dec 2023
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We have massive household debt because we are livestock farmed for wealth by the plutocrats. They get us in debt early and keep us in debt our whole lives to that they can extract the maximum amount of interest from us until we die and our estates can be picked over for anything that's left to pay our final debts.
You can look at it that way. They do advertise and play a lot of mind tricks. It's also possible to be so poor you don't even qualify to go into debt, though.
The plutocrats (as well as more moderately wealthy people) might argue that it's always agreed to freely by the debtor, so it's not their fault. I'd maintain free will doesn't exist at a collective level, and they fucking know it. The entire concept of marketing is predicated on that.