Memes

I'd say this is a matter of philosophical preference. Everything you described can be explained as human perception using numbers and math to interpret reality. This doesn't mean that math somehow is the substructure underneath everything that is.

HOWEVER: The more I learn about computer science and information theory, the more I look at everything being built from bits - elementary particles can be looked at the same as a capacitor in a ram stick holding a TRUE or FALSE state, abstractly.

Still, I understand and can advocate for the idea that math isn't necessarily some magic code underlying everything, even if that sounds convincing. Call it an exercise in holding two opposing ideas in one's mind at the same time.

I see both ideas as being viable.