Intel
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CPU Cooling problems: Just like 95C is normal for Ryzen, 100C is normal for Intel CPUs in many workloads. If you're worried about CPU temperatures, please look at reviews for the laptop or CPU cooler you're using.
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I have a 12900k with 2x16 GB RAM and 4090 will upgrade to 2x48gb and i often use over 200+ Tabs in chrome. Not all Excel but some are. 12900k i no problem for it so 14700k should be fine but If money doesn't matter go AMD Threadripper with 2x 64 core CPU