this post was submitted on 20 Nov 2023
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[–] [email protected] 1 points 1 year ago* (last edited 1 year ago) (1 children)

They could raise prices and make more money but they didn’t.

It is extremely illegal to price gouge during an emergency. Corporations following basic decency due to regulation isn't a valid argument.

It’s not a regional difference, you misuse words you don’t know the meaning of then get mad when you get called out.

Glad to know we have somebody omniscient on our hands.

your new claim that most medical procedures require insurance approval.

I made the claim 2 comments into this thread. It was the original claim.

Do you know what many Canadians do when they can’t see a doctor or the wait for cancer surgery is too long. They come to the U.S. without insurance and get treated.

Correction, 0.0001% of Canadians do this per year. So basically they just don't. They use their own medical system.

And if I had to guess, I'd say nearly all of the Canadians that do so are rich. So this is an even weaker point than it initially seems.

https://www.usnews.com/news/best-countries/articles/2016-08-03/canadians-increasingly-come-to-us-for-health-care

And the conservative party in Canada has been defunding their healthcare system so they could later point to their single payer system being a failure in need of privatization (read exploitation).

Almost everyone in the US has insurance so the small groups/edge cases are all that is left.

But as I've already pointed out, having insurance doesn't mean jack shit. If you go out if network you're fucked. If you have terrible insurance that doesn't cover anything you're fucked. If your health insurance deductible is high then you're fucked. If your insurance company says no, then you're effectively never going to get the procedure. That means they're shit out of luck because usually the cost of paying out of pocket is ridiculously high.

Health insurance companies have an ingrained motivation to deny health coverage and pay as little as possible at all times. Otherwise their CEO won't be able to afford a new yaht for the month.

Lastly the number of PT sessions covered by insurance is woefully low, it is common for patients to pay for extra PT sessions.

Without actually breaking down how many people recieve physical therapy, how many get denied, and how many pay, you're just talking out of your ass.

The uninsured are able to see family doctors.

Prove it. Show me what percentage of uninsured Americans regularly go to a family doctor.

The bottom line is with a public system government approval is required, in a private system insurance approval is not required.

This is incredibly out of touch with reality. Have you ever had a health insurance company deny you coverage? What about them denying coverage after the fact? Have you ever been uninsured?

Either way you need approval from a 3rd party either government or insurance. And insurance is profit motivated. They will happily deny you coverage even if it kills you so they make a profit.