this post was submitted on 25 Nov 2023
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[–] [email protected] 43 points 11 months ago (21 children)

Yep Chase for instance: over 75k on deposit, no ATM withdrawal fees anywhere! You know, helping the people who need it the least.

[–] [email protected] 23 points 11 months ago (12 children)

Sorry for the ignorance, but you have to pay to withdraw money from your bank in the US?

[–] [email protected] 5 points 11 months ago (5 children)

Not necessarily. Usually your bank will have ATMs you can use fee-free. And often partner bank ATMs as well.

Out of network ATMs can charge fees, which you will prompted to accept before withdrawing, but that's not from your bank. That's the company running the ATM. Generally $3-5

I guess some shitty banks could charge fees on top of that....

Mine charges no fees and actually reimburses ATM fees (a certain amount per month)

[–] [email protected] 5 points 11 months ago (2 children)

Chase absolutely charges you for using a non-network ATM. I have a friend that has Chase for their bank and will not withdraw from a non-chase ATM even if the ATM has no fees because Chase will just charge him after the fact.

Makes me wonder why he still bothers keeping Chase.

[–] [email protected] 2 points 11 months ago

Same here. I have a bank that charged their own fee in addition to whatever the ATm owner charges, so any withdrawal ends up being $8-10.

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