this post was submitted on 23 Oct 2023
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[โ€“] Ataraxia 2 points 1 year ago (1 children)

I was always taught not to get credit cards or loans. My mom, a teacher, always saves up her money and then pays for her cars and houses in full. Not once did I need any kind of credit score or anything. I have cars, a home, cell phones... internet, etc... and no credit for scammers to ruin lol!

[โ€“] SpookySnek 1 points 1 year ago

There are many benefits to using a credit card, as long as you actually pay the full debt at the end of the month