this post was submitted on 03 Oct 2023
23 points (87.1% liked)
Hacker News
202 readers
3 users here now
This community serves to share top posts on Hacker News with the wider fediverse.
Rules
0. Keep it legal
- Keep it civil and SFW
- Keep it safe for members of marginalised groups
founded 1 year ago
MODERATORS
you are viewing a single comment's thread
view the rest of the comments
view the rest of the comments
Almost our entire economy in the US is built around spending money you don't have. You can't finance a car, sign a lease, or buy a house without having extensive history of buying things with money you don't have. On top of all of that, we continually lean further and further away from actually owning anything and instead either renting or borrowing every necessity and commodity available. At that point, why bother spending money you do own on things you don't get to keep? Especially when you continually watch people who have significantly more money than you racking up debt and then getting it forgiven just for shiggles.
Every month there's a new "unprecedented" event. Wild fires, shootings, repeated attempts to strip our rights, opioid epidemic. There's a miriad of reasons to feel like long-term investments are an exercise in futility.
Also, when an especially bad flu season can financially ruin you due to Healthcare costs, why fucking bother?
Holy shit so much this