Politics

I am just very weary of the idea that the government should use federal funds to bail out people who simply made poor decisions. Plenty of people get through college with a reasonable amount of debt, instead of some insane 6-figure total. Let me elaborate:

My girlfriend is a graduate student with a family poor enough to qualify her for the Pell grant, and yet she will have less than 50k in debt when she graduates! Better yet, she only took out so much in loans because she knows that she can expect to earn a 6-figure salary with her pharmacy degree. Her pharmacy school costs $40,000 a year, and yet she is able to pay most of that money up front by working 30-hour weeks during the school year, and 50-hour weeks during the summer). It's tough on her, but she has an incredibly bright future ahead because of the hard work.

If you look at the demographics, the poorest people in our society - those who are food insecure and/or homeless, have a median of 0 DOLLARS of student loan debt. That's because many of them were too poor to even consider college in the first place! Those with 6-figure debt are often members of the middle class who didn't come up with a reasonable plan for paying what they owe based on their credentials, and didn't take measures to reduce their loans during college. Instead of using federal funds on those people, I want it to go to someone who is truly in need.