this post was submitted on 31 Aug 2023
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Well using inflation, if I have the phone for the two years at the end of the two years I'm paying back with money that's worth less.
I personally don't do it but it is literally good value because you pay back with money that is worth less - future money
I suppose that's true for some types of financing, but looking more into this particular plan, it all comes down to how much you value the bundled services... and they don't seem stellar to me. The math I'm seeing from the time of announcement suggests you'd pay $1080 for a $599 smartphone or $1320 for a $899 smartphone. Even if you were planning on paying for YouTube Premium at full price, inflation still has a tough time beating that.