this post was submitted on 29 Aug 2023
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Yikes! Are you supposed to just throw the truck away when someone hits it?
In my state the minimum legal auto insurance coverage is something like $25k per vehicle. So it's very possible, at least here, that your rivian gets a parking lot bump from Jim-Bob in his 30 year old Civic, and his insurance just won't cover it. And if he's driving around in a car that's old enough to run for congress that's covered by minimum liability, Jim-Bob probably doesn't have any money you could sue him for. I doubt they would garnish wages over a traffic accident, either.
Insurance and parking are two deeply costly aspects of subsidizing roads and cars over mass transit that simply aren't accounted for. Imagine thinking an effecient industrialized society would have strip malls and cars.