this post was submitted on 12 Aug 2023
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I wish they would raise the HBP limit for RRSP that can be used towards a downpayment. It's not like I'm going to be able to retire with that if I can't build equity beforehand.
From the CRA "Currently, the HBP withdrawal limit is $35,000. This applies to withdrawals made after March 19, 2019."
From the article "Recent surges — prices have risen 36 per cent in three years"
So it should be closer to $50,000. Maybe $60, 000 would be better to account for prices continuing to rise while we wait for something to be done to improve the situation.