this post was submitted on 18 Dec 2024
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We should stop calling it "insurance", it doesn't ensure anything. We should call it what it is - a protection racket. Either that, or we could refer to it as "medical loans" - of course, it's all paid in advance, in many installments. Oh wait. That's just defining a protection racket again, isn't it?
Loans pay out.
Oh no, each claim is a new loan application. You pay in your premium to have the right to apply.
It’s a protection racket similar to the mob, except the mob has scruples and will actually protect you if you pay up. If you don’t pay up, broken kneecaps.
Health insurance is just paying for broken kneecaps. If the mob ran healthcare we’d have better outcomes than we currently do, let’s be real.