this post was submitted on 26 Oct 2024
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[–] sun_is_ra 2 points 1 month ago (1 children)

From what I ubderstood, it doesnt has to be in cash or it would have been so simple as you said. The money can be in form of bonds, properties, stock shares, ...

same thing for banks, they dont have all customers' money in cash.

that said I agree that people behind tether are shady and lack of serious auditing is very concerning

[–] [email protected] 2 points 1 month ago* (last edited 1 month ago)

They're not a bank, though. Banks are regulated in terms of what assets they keep, and where. We only have Tether's word.

https://tether.to/en/transparency/?tab=reports

They claim that 84% of their reserves are held as cash or cash equivalent, with 81% of that in US Treasury notes. Then why do they use some obscure Italian accountant to attest to that? They ought to be able to get a big name firm to attest to having $100 billion in US treasuries.

They also claim to hold 5% of their reserves in Bitcoin, which is 5% too much.