this post was submitted on 22 Jul 2023
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As others have mentioned use a credit card instead of debit.
But if you need/want to use a debit card, then take a look at services like Revolut or Wise (non-referal links included).
Both provide you with debit cards that you can enable/disable instantly within their app. Revolut gives you "virtual cards" which can be used for online subscription, so you can create a dedicated virtual card for each subscription (minimizing the impact if/when one of your cards is leaked). Revolut also has "one time use cards", so a new debit card number for a single purchase. In practice, more and more vendors are disallowing "one time use cards", but you can create a similar effect with the virtual cards.
Both platforms also allow you to set up dedicated (monthly) spending limits on either the physical or virtual cards. So you can limit your exposure that way too.
On top of just being a good idea in general, this could help OP figure out how their cards are getting stolen. Use a unique card number for each different service, and you can tell which service is compromised, either in your use of it, or in the service itself.