A Boring Dystopia

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A millennial couple who make $250,000 say they can't find a home in their budget: 'We refuse to become house-poor' (www.businessinsider.com)

submitted 2 months ago by [email protected] to c/[email protected]

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[–] [email protected] 3 points 2 months ago

Not too weird if you consider pre-tax contributions for retirement and health insurance.

Regardless, this is some clickbait bullshit. I ran some numbers too like other commenters, and you have to have some real shit credit even with an 11% down payment to get the monthly payment cited in the article. Even so, with an 11% down payment you shouldn't be buying a house anyway due to the PMI and higher interest that comes with it.

There's a whole mess of poor financial decisions that led to the clickbait headline.