this post was submitted on 24 Jul 2024
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A mortgage (not rent!) for a 3 bedroom house is $1,400. Live somewhere cheaper, you don't need to live in/near a city.
If you do, that's fine, just recognize that is something you are choosing to pay for.
Damn dude. Why didn’t I think about that? All I have to do is work 80 hours a week at the gas station, send my kids to substandard schools, not buy decent food, not have access to public transit, not have access to decent medical care, not have any cultural options, be white since rural areas are not kind to people of color, drive 40+ minutes to anything worth driving to, not have municipal water or sewage or possibly trash pickup, etc.
Why do I keep wanting to live in places with services and good quality of life in a capitalist country where I make 3x the median wage and still can’t buy a house? Silly me.
In case you didn’t pick up on it, I’ve lived in rural areas previously, and I’d rather rent for the rest of my life than ever do that again.
I don’t really understand how you don’t understand that buying a house requires cash on hand.
Closing costs can be rolled into the mortgage and PMI drastically reduces how much is required for a downpayment.
Rents are also much cheaper in these areas too, which makes it much easier to save up for a PMI lowered downpayment.
You have no idea what people’s economic situation is like, do you?